Borrowing made for you
Simple loans that fit your needs and budget
- Loans from $600 to $45,000*
- More flexible credit requirements
- Personalized lending support



From “hello” to funded in 3 steps
Start your prequalification
Check your offers online in minutes without affecting your credit score. Quick, easy, and with no commitment.
Review and customize loan
If prequalified, explore your personalized loan offers and choose the amount, term, and monthly payment that fits your needs.
Get your funds
Provide the required documents and if approved, receive your funds quickly and use your loan for whatever matters most.
Check your offersChecking for offers will not impact your credit score.
From “hello” to funded in 3 steps
Start your prequalification
Check your offers online in minutes without affecting your credit score. Quick, easy, and with no commitment.
Review and customize loan
If prequalified, explore your personalized loan offers and choose the amount, term, and monthly payment that fits your needs.
Get your funds
Provide the required documents and if approved, receive your funds quickly and use your loan for whatever matters most.
Checking for offers will not impact your credit score.
Loans designed for your “what’s next”
Life doesn't wait, and neither should you. Whether you're streamlining your budget or tackling a big project, we have a solution ready.

Get more with auto-secured loans
Need a larger loan for a major expense? Using your vehicle as collateral may help you access a higher loan amount.
- Access loan amounts up to $45,000
- Explore lower interest rate options
- Potentially qualify with more flexible credit requirements

A more personal approach to borrowing
Simple borrowing experience
From prequalification to approval, we make borrowing transparent and convenient.
A broader financial view
We look beyond your credit score to understand your income, budget, and overall financial story.
Local branch support
Talk through your goals with a local specialist who can help identify solutions that fit your situation.
Let’s talk in person!
Some financial decisions are better discussed face-to-face. Find your nearest Regional Finance branch.
Money matters, simplified
Straightforward advice on spending, saving, and everything in between.






Trusted by your neighbors
For over 35 years, millions of customers have trusted us to provide the simple, transparent, and straightforward financial support they deserve.
4.5 out of 5
Showing review 1 of 8
Alexis at Regional Finance made getting…
Alexis at Regional Finance made getting additional money very easy. She made everything from the approval to the paperwork to the direct deposit flow as smooth as silk. I have been with Regional here in Sherman, Tx for years and have never had a bad experience. They are great about helping even with a credit score that is under 600. I would highly recommend Regional Finance.
Quickness in processing
Quickness in processing Great customer service Payment reasonable Con: payoff not full amount owed. I was contacted by company for payment
The process was seamless
The process was seamless. The customer service was excellent and very helpful.
GG
The folks at my locations were on top…
The folks at my locations were on top of the my difficult situation. Once I saw they were there to help I had complete confidence in Regional Finace. I had issue getting loans other places but they made sure I was a priority!
MC
Alondra at Sw Military was very helpful
Alondra at Sw Military was very helpful
Office in Roanoke is friendly and well…
Office in Roanoke is friendly and well organized I recommed them to friends and family
DW
the employees were very receptive and…
the employees were very receptive and attentive nice environment it was a pleasure everything was great
Timing and good customer service
Timing and good customer service
Je
Showing our 4 and 5 star Trustpilot reviews