Fast Personal Loans from Regional Finance

Personal Loans: So many reasons. So many solutions.

From “Oh, no!” moments, like a dead furnace, to “Oh, yes!” moments like the chance to take a great vacation, prequalifying for a personal loan online from Regional Finance will help you to fix or fly.

Prequalify Now
our solution
The personal loan advantage.

Personal Loans Online

The personal loan application process is simple, can be completed online, and can help you with a variety of situations. Whether you need a new appliance or just want to go on a nice vacation, Regional Finance is here to help.


Fixed Loan Payments

Personal loan payments are more stable than credit card payments. With a fixed rate personal loan, your monthly payment stays the same for the life of the loan, so you can easily plan your budget.

Fast Personal Loans that Fit Your Needs
Less than perfect credit? More reason to apply for a personal loan with us.

We specialize in helping you find a personal loan that will achieve the goals you have. There are no application fees and prequalifying for a personal loan will not affect your credit score, so feel free to talk to us. Prequalify online or stop by today.

Frequently Asked Personal Loan Questions

How long does it take to get a personal loan approved?

While every lending company’s loan approval time varies, at Regional Finance once you are prequalified for a personal loan, you can reach out to your local branch OR your local branch will call you typically within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your funds that day!

How do I qualify for a personal loan?

While no lending company can guarantee that you will qualify for a loan, we try to make it easy for you to get a sense of whether you will qualify for one of our loan products by providing you with the option to prequalify online.

Prequalifying for a loan online takes just a few minutes and lets us know that you meet our basic loan criteria — and best of all, it’s free! You can also come to your local Regional Finance branch where our loan specialists are happy to answer your questions and take a loan application. Prequalifying online will not affect your credit score, but when we take an application we do need to make a hard pull of your credit report.

If you decide you’d like to apply for a loan at one of our branches, please bring the following items:

  1. A copy of a valid, government-issued photo ID (e.g. driver’s license, state ID card, or passport)
  2. Proof of residence (e.g. a utility bill or a signed lease)
  3. Proof of income (e.g. recent pay stubs or tax returns)

We look forward to meeting you and seeing how we may be able to help you!

Does applying for a personal loan hurt your credit?

Seeing if you prequalify for a loan will not affect your credit score. Applying for a personal loan can affect your credit score, but typically only for a short period of time. Credit scores are determined using several factors.

What are the benefits of obtaining a personal loan?

There are many benefits that come from obtaining a personal loan. Personal loans can help you:

  • Afford new appliances for your home
  • Ease the burden of travel costs
  • Assist with car repair costs
  • Help you consolidate your debt into a single, lower monthly payment.

To learn more about the types of loans Regional Finance offers, visit our personal loan pages or contact us today to speak with a member of our team.

How can you use a personal loan?

Personal loans can be used for a multitude of things such as:

Personal loans can help ease financial burdens and provide the support you need.

Appliance Loans
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Furniture Loans
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Debt Consolidation Loans
Debt Consolidation
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Holiday Loans
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Vehicle Repair Loans
Auto Repair
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Travel Loans
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Personal loans for every need.
  • Pet Care Expense Loans

    Pet Care Expenses

  • Furniture Loans

    New Furniture

  • Travel Expense Loans

    Vacation Expenses

  • Funeral Expense Loans

    Funeral Expenses

  • Loans for New Appliances

    New Appliances

  • Loans for Holiday Expenses

    Holiday Expenses

  • Bills and Credit Card Debt Loans

    Bills & Credit Card Debt

  • Emergency Expenses Loan

    Emergency Expenses

  • Medical Expense Loans

    Medical Expenses

  • Home Repair Loans

    Home Repairs

  • Loans for Child Expenses

    Child Expenses

  • Wedding Expense Loans

    Wedding Expenses

With us, you don't need perfect credit to get a personal loan.

You can prequalify for your personal loan online in just minutes by clicking prequalify now. Or, if you prefer, call or stop by your local branch to get the process started. Our loan specialists can answer any questions you may have such as what a personal loan is, understanding personal loan interest rates, and how to qualify for a personal loan. We’ll help you fill out an application for the type of loan that fits your needs.