Debt Consolidation Loans for Personal Finances

Debt consolidation loans

Stop juggling. Start saving. Learn how a debt consolidation loan from Regional Finance can help get you back on your feet.

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Debt Consolidation Loans from Regional Finance
Simplify your life with a debt consolidation loan to fit your budget.

Does it feel like you’re drowning in bills? Interest rates draining all your funds? Take all those bills — credit cards, medical, and payday loans — and pay them off quickly and easily with a personal debt consolidation loan from Regional Finance. Then make just one payment a month!

Unlike credit cards with changing payments and rates, you’ll know your exact monthly payment and how long it will take to pay off your loan. Compared to high-interest credit cards, you may even save money.

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Frequently Asked Questions About Consolidation Loans

What does debt consolidation mean?

Debt consolidation is the act of taking out a new loan to pay off other debts. Multiple debts are then combined into a single debt, such as a loan, usually with more favorable payoff terms such as a lower interest rate, lower monthly payment, or both.

Learn more: What Is Debt Consolidation & How Does It Work?

Does debt consolidation affect your credit score?

Yes, and debt consolidation can affect your credit score both positively and negatively. While consolidating debt can lower your monthly payments, it can cause your credit score to temporarily decrease. However, debt consolidation can increase your credit score in the long term if you make consistent on-time payments.

Learn more: How Personal Loans Can Affect Your Credit Score

What are the requirements for debt consolidation?

Every lending company has different requirements when it comes to qualifying for a debt consolidation loan. A lender will consider factors such as your credit score, your income, and your debts when reviewing your debt consolidation loan application. Have 5 minutes? You can see if you prequalify for a debt consolidation loan online with our free loan prequalification application. Prequalifying for a loan will not affect your credit score.

Prequalify for a Debt Consolidation Loan from Regional Finance

Give yourself a break from the juggling act with our fixed rate consolidation loan. Simple payment options let you pay online, by phone, by mail or at your local branch. Need a debt consolidation loan now? Start the process by prequalifying today.

Regional Finance is licensed in AL, AZ, CA, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA, and WI. Loan approval is subject to our standard credit policies. Loan size, term, and rates may vary by state.

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See What Our Customers Say

We’re more than a personal loan company. Our goal is to help people get the money they need to get back on track and provide support to our customers along the way.
Read independently-collected reviews from over 1,500 real customers across the nation and see why so many are saying that Regional Finance is the best place to get a debt consolidation loan.

Customer Reviews
With us, you don't need perfect credit to get a personal loan.

You can prequalify for your personal loan online in just minutes by clicking prequalify now. Or, if you prefer, call or stop by your local branch to get the process started. Our loan specialists can answer any questions you may have such as what a personal loan is, understanding personal loan interest rates, and how to qualify for a personal loan. We’ll help you fill out an application for the type of loan that fits your needs.