Dad Strapping Car Seat

Get rolling again with an auto repair loan that fits your budget.

Your car or truck is too important to be without. Auto repairs are expensive, and never come at the right time. Plus, you’ve got places to be! A fixed-rate personal car repair loan from Regional Finance will help you keep your vehicle in good condition for you and your family.

Unlike credit cards with changing payments and rates, you’ll know your exact monthly payments and how long it will take to pay off your car repair loan.

Frequently asked questions about auto repair loans

What is an auto repair loan?

An auto repair loan is a type of personal loan that is specifically designed to cover the cost of repairing or maintaining a vehicle. These loans can be used to pay for a variety of repairs, such as engine repairs, transmission repairs, or even routine maintenance like oil changes and tire replacements.

Does an auto repair loan affect your credit score?

Yes, taking out an auto repair loan can affect your credit score, both positively and negatively, depending on how you handle the loan. While a debt repair loan can help you pay for unexpected car repairs, it can cause your credit score to temporarily decrease. However, an auto repair loan may increase your credit score in the long term if you make consistent on-time payments.

Learn more: How Personal Loans Can Affect Your Credit Score


Keep your vehicle and your budget in good condition with auto repair financing.

Maybe you need a 100,000-mile service, a new set of tires, a new engine, or a new paint job. Whatever it takes to put you behind the wheel and feel secure, let’s get on it now. Then, put on your seatbelt and go, knowing you planned the best route for your budget.
Start the car repair loan process by prequalifying now.

Regional Finance is licensed in AL, AZ, CA, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA, and WI. Loan approval is subject to our standard credit policies. Loan size, term, and rates may vary by state.


See what our customers have to say.

We’re more than a personal loan company. Our goal is to help people get the money they need to get back on track and provide support to our customers along the way.

Read independently collected reviews from over 1,500 real customers across the nation and see why so many are saying that Regional Finance is the best place to get an auto repair loan.

With us, you don’t need perfect credit to get an auto repair loan.

You can prequalify for your personal loan online in just minutes by clicking prequalify now. Or, if you prefer, call or stop by your local branch to get the process started. Our loan specialists can answer any questions you may have such as what a personal auto repair loan is, understanding auto repair loan interest rates, and how to qualify for an auto repair loan. If you’d like to move forward, we’ll help you fill out an application* for the type of loan that fits your needs.

* Submitting an application requires a hard pull of credit.