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Travel loans

Stop dreaming. Start traveling.

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Family Packing Bags
Dream vacations are possible right now with a travel loan from Regional Finance.

A fixed-rate personal loan takes the guesswork out of budgeting for your travel costs, so you can take that dream vacation with confidence. Enjoy your trip using the money you borrow for any expenses you like, then pay the loan over time.

Unlike credit cards with changing payments and rates, you’ll know your exact monthly payments and how long it will take to pay off your loan.

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travel loans
Pack your bags.

It’s time to take the vacation that you deserve. A travel loan allows you the freedom to take the kids to a theme park, visit family and friends, or go on your honeymoon and so much more. A travel loan is a fixed-rate personal loan that can be used to cover any travel-related expenses and costs from plane tickets to hotels, car rentals, even shopping, meals, and entertainment. You don’t have to wait to take that trip you’ve always dreamed of. Regional Finance makes getting a loan to help cover your travel expenses easy, allowing you to apply for a travel loan online in minutes. Start the loan process by prequalifying now.

Regional Finance is licensed in AL, GA, IL, MO, NC, NM, OK, SC, TN, TX, UT, VA, and WI. Loan approval is subject to our standard credit policies. Loan size, term, and rates may vary by state.

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Frequently Asked Questions

What is a travel loan?

A travel loan is a fixed-rate personal loan that helps you to afford the costs of traveling and allows you to enjoy your trip, stress-free. Travel costs can be used for:

  • Airfare
  • Hotel expenses
  • Car rental and gas
  • Baggage fees
  • Entertainment and attraction tickets
  • Shopping
  • Food and drink
  • And more

If you need a vacation or are ready to take the trip you have always dreamed of, a travel loan can help you afford the associated costs so that you can relax!

How long does loan approval take?

While every lending company’s loan approval time varies, at Regional Finance once you are prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!

How do I qualify for a travel loan?

Qualifying for a loan with Regional Finance is easy. While no lending company can guarantee that you will qualify you for a loan, the following tips can greatly help your chances in qualifying for a loan:

  1. See if you prequalify online

    • Finding out if you prequalify for a personal loan is fast, easy, and will not affect your credit score. Prequalifying for a loan online takes just a few minutes and lets us know that you meet our basic loan criteria — and best of all, it is free! You can also come into your local Regional Finance branch where our loan specialists are happy to answer your questions and take an application.
  2. Be prepared by bringing the following documents:
    • A copy of a valid, government-issued photo ID (e.g. driver’s license, state ID card, or passport)
    • Proof of residence (e.g. a utility bill or a signed lease)
    • Proof of income (e.g. recent pay stubs or tax returns)
  3. Know your credit score
    • The higher your credit score is, the more likely you are to be approved for a personal loan. At Regional Finance, our lenders understand that not everyone has perfect credit, and our company specializes in helping hardworking people find a personal loan to get you moving in the right direction. There are no application fees and prequalifying for a personal loan will not affect your credit score, so feel free to talk to us.
  4. Pay your bills on time and pay down your debt
    • Paying your bills on time helps build your credit score and shows to lenders that you are reliable when it comes to paying off your debts. 
With us, you don’t need perfect credit to get a loan.

You can prequalify for your loan online in just minutes. Or, if you prefer, call or stop by your local branch. Our loan specialists can answer any questions and help you fill out an application for the personal loan that fits your needs.

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