A photo of a family exchanging presents, representing the potential benefits of applying for a holiday loan from Regional Finance.

Stay merry and bright with a holiday loan.

The holidays can be overwhelming and expensive. A fixed-rate personal loan can help you budget to cover those seasonal costs, so you can relax and enjoy this special time with friends and family.

Unlike credit cards with changing payments and rates, you’ll know your exact monthly payments and how long it will take to pay off your holiday loan.

Holiday Loans

Take on that gift list with joy | Holiday loans from Regional Finance

The first gift is for you. A holiday loan is a fixed–rate personal loan that helps you stay on budget during the holiday season and lets you know exactly what you’ll spend. A holiday loan can be used for any holiday-related expenses such as purchasing gifts, holiday travel costs, decorations, accommodations for yourself, family and visiting relatives, party supplies, and more. Relax this season with the help of a personal loan from Regional Finance. You can prequalify for a holiday loan online, in minutes.

Regional Finance is licensed in AL, AZ, CA, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA, and WI. Loan approval is subject to our standard credit policies. Loan size, term, and rates may vary by state.

Frequently asked questions about holiday loans

What is a holiday loan?

A holiday loan can be used for:

  • Gifts for friends and family
  • Holiday decor
  • Travel expenses
  • Holiday party costs
  • Accommodations
  • And more

Be prepared for the holidays this year with a holiday loan from Regional Finance.

How long does it take to apply for a holiday loan and receive my money?

It only takes 5 minutes to prequalify for a personal loan online. If you are prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!


See what our customers say about our holiday loans

We’re more than a personal loan company. Our goal is to help people get the money they need to get back on track and provide support to our customers along the way.

Read independently-collected reviews from our customers across the country and see why so many are saying that Regional Finance is the best place to get a personal loan.

With us, you don’t need perfect credit to get a personal loan.

You can prequalify for your holiday loan online in minutes. Or, if you prefer, call or stop by your local branch to get the process started. Our loan specialists can answer any questions you may have. We’ll help you fill out an application for the type of loan that fits your needs.