holiday-loans-present

Holiday loans

Control your jingle. Start a smart holiday tradition.

Prequalify Now
A photo of a family exchanging presents, representing the potential benefits of applying for a holiday loan from Regional Finance.
Stay merry and bright with a loan for the holidays.

The holidays can be overwhelming and expensive. A fixed-rate personal loan can help you budget to cover those holiday costs, so you can relax and enjoy this special time with friends and family. Use the money you borrow for expenses like gifts, decorations, travel and accommodations, parties and celebrations, and more. Then, you pay the loan back over time.

Unlike credit cards with changing payments and rates, you’ll know your exact monthly payments and how long it will take to pay off your loan.

Prequalify Now
Holiday Loans
Take on that gift list with joy.

The first gift is for you. A holiday loan is a fixedrate personal loan that helps you stay on budget during the holiday season and lets you know exactly what you’ll spend. A holiday loan can be used for any holiday-related expenses such as purchasing gifts, holiday travel costs, decorations, accommodations for yourself, family and visiting relatives, party supplies, and more. Relax and give to others with confidence this season with the help of a personal loan from Regional Finance. You can apply for a holiday loan online, in minutes. Start the loan process by prequalifying now.

Regional Finance is licensed in AL, AZ, CA, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA, and WI. Loan approval is subject to our standard credit policies. Loan size, term, and rates may vary by state.

Prequalify Now

Frequently Asked Questions

What is a holiday loan?

Giving your loved ones the holidays they deserve has never been easier. A holiday loan can help ease the financial burden of the holidays and can be used for:

  • Gifts for friends and family
  • Holiday decor
  • Travel expenses
  • Holiday party costs
  • Accommodations
  • And more

Be prepared for the holidays this year with a holiday loan from Regional Finance.

How long does it take to apply for a holiday loan and receive my money?

It only takes 5 minutes to prequalify for a personal loan online. If you are prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!

How long does it take to get a holiday loan approved?

While every lending company’s loan approval time varies, at Regional Finance once you are prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!

Reviews
See What Our Customers Say

We’re more than a personal loan company. Our goal is to help people get the money they need to get back on track and provide support to our customers along the way.
Read independently-collected reviews from over 1,500 real customers across the nation and see why so many are saying that Regional Finance is the best place to get a personal loan.

Customer Reviews
With us, you don't need perfect credit to get a personal loan.

You can prequalify for your personal loan online in just minutes by clicking prequalify now. Or, if you prefer, call or stop by your local branch to get the process started. Our loan specialists can answer any questions you may have such as what a personal loan is, understanding personal loan interest rates, and how to qualify for a personal loan. We’ll help you fill out an application for the type of loan that fits your needs.