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Give Yourself Some Extra Borrowing Horsepower With Auto-Secured Loans

Using your vehicle as collateral for a personal loan means you may qualify for a larger loan amount to take care of needs like furniture, appliances, auto repairs, or vacations. Simple payment options let you pay your loan online, by phone, mail, or at your local branch. Need an auto secured loan now? Start the process by pre qualifying today and learning more about our auto secured loan.

Regional Finance is licensed in AL, AZ, CA, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA, and WI. See all locations here to find where to get a personal auto-secured loan near you. Loan approval is subject to our standard credit policies. Loan size, term, and rates may vary by state.

Frequently Asked Questions about Auto Secured Loans

What is loan collateral?

Collateral is something of value that belongs to you that you agree to give your lender should you fail to repay your personal loan. The lender can then sell that item to recover the unpaid portion of the loan.

What do I need to get an auto secured loan?

First and foremost, you’ll need a vehicle that you own to get an auto-secured loan, such as a car or truck. Remember, when using a truck or car as collateral for an auto- secured loan, it must be adequately insured before it can be accepted for your loan. Additionally, your vehicle must meet certain collateral guidelines. Your local branch can provide more information on these.

Why do I need collateral to secure a personal loan?

Offering collateral for a personal loan can improve your chances of being approved for a larger loan amount and can potentially get you a lower interest rate than an unsecured loan. Getting a personal loan with your car as collateral could also be a better option for those with a less-than-perfect credit score.

Is a Regional Finance auto-secured loan different than other car title loans?

Some auto title loans can operate like payday loans with triple-digit interest rates and short terms which can make it hard to pay off. Regional Finance provides fixed rates and may provide longer repayment periods.

We’re more than a personal loan company. Our goal is to help our customers get the money they need to get back on track and provide support along the way.

Read independently collected reviews from over 1,500 real customers across the nation and see why so many are saying that Regional Finance is the best place to get a personal loan.

Auto-Secured Loans and Peace of Mind are a Package Deal Here.

At Regional Finance, we strive to make your auto secured loan process as easy as possible from the very beginning to the very end.

Locked rates & payments

Unlike credit cards with changing payments and rates, with Regional Finance you’ll know your exact monthly payments.

Clear payment schedule

At Regional Finance, we make sure you’ll know how long it will take to pay off your loan and when it’s time to make payments.

Payments made easy

Fast and easy payments give you more time to enjoy what’s important to you. Friendly, quick solutions are what we’re all about.

Auto-Secured Loans for Every Need.

With Regional Finance, You Don’t Need Perfect Credit to Get an Auto Secured Loan.

You can prequalify for a loan online in just minutes. Or, if you prefer, call or stop by your local branch. Our auto secured loan specialists can answer any questions and help you fill out an application for the personal loan that fits your needs.