$2,501-$12,000* Loan Range
24.00%–35.99% APR Range
24–60 Month Term Lengths
Minimum term: 24 months
Loan Amount: $5,000
Term: 48 months
Monthly Payment: $183.60
Start now and prequalify for a loan in five minutes or less.
No application fees or upfront costs. Plus, prequalifying will not affect your credit.
Once qualified, bring a few documents to your local branch and complete your loan.
Regional Finance provides secured personal loans for a variety of needs. We understand that you may need funds for unanticipated bills — whether car repairs, medical/dental expenses, or minor home repairs. Also, you may need a little extra help for holiday gifts, back-to-school supplies, new furniture or appliances, or a vacation.
At Regional Finance, we offer loans from $2,501 to $25,000 (these may vary slightly in some states).
No. Regional will never require you to pay up-front costs or fees prior to receiving your loan proceeds. If you are ever asked to pay an up-front fee by someone claiming to be a Regional employee you should contact us immediately at (844) 303-3980.
It only takes 5 minutes to prequalify online. If you are prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!
Federal law requires us to obtain, verify, and record information that identifies each person who opens an account with us. Your assistance in providing us with this information helps us to not only process your application quickly, but also to protect you from the danger of identity theft.
Before we can complete your loan, Regional Finance will need you to provide the following documents:
Additional documents may be needed, depending on the loan for which you qualify.
†When you prequalify for a loan, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.
*Not all applicants will qualify for larger loan amounts or the most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle that is no more than ten years old, meets our value thresholds, and is titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle.
**The example payment schedule is representative of our average loan terms. Offered APR, loan amount, and term will vary based upon your credit profile, including your credit score, income, debts, and collateral.