Helping you get the money you need

Personal loans from $2,501-$12,000*

Prequalify Now

Prequalifying takes just a few minutes and will not affect your credit score.
* Maximum loan amount varies by state.

Prequalify Now
What We Offer

$2,501-$12,000* Loan Range
24.00%–35.99% APR Range
24–60 Month Term Lengths
Minimum term: 24 months

Example payment schedule:**

Loan Amount: $5,000
Term: 48 months
APR: 31.22%
Monthly Payment: $183.60

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How it Works:

Prequalify without impacting your credit score

Start now and prequalify for a loan in five minutes or less.

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Complete the loan process with your local branch

No application fees or upfront costs. Plus, prequalifying will not affect your credit.

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Receive your funds

Once qualified, bring a few documents to your local branch and complete your loan.

What types of loans does Regional Finance make?
How much money can I expect to get?
Are there any up-front costs associated with applying for a loan?
How long does it take to apply and receive my money?
What must I bring with me when I apply for a loan?

When you prequalify for a loan, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.

*Not all applicants will qualify for larger loan amounts or the most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle that is no more than ten years old, meets our value thresholds, and is titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle.

**The example payment schedule is representative of our average loan terms. Offered APR, loan amount, and term will vary based upon your credit profile, including your credit score, income, debts, and collateral.