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†When you prequalify for a loan, we check your credit report. This initial (soft) inquiry will not affect your credit score. If you proceed with your application, we do another (hard) credit inquiry that will impact your credit score. If you take out a loan, repayment information will be reported to the credit bureaus.

*Not all applicants will qualify for larger loan amounts or the most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle that is no more than ten years old, meets our value thresholds, and is titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle.

**The example payment schedule is representative of our average loan terms. Offered APR, loan amount, and term will vary based upon your credit profile, including your credit score, income, debts, and collateral.