Esign Consent Disclosure
You have indicated you wish to receive and sign the documents relating to your transaction with us electronically. We are required by law to give you certain information “in writing” – which means you are entitled to receive it on paper. We need your consent in order to provide you this information electronically, instead. We also need your general consent to use electronic records and signatures in our relationship with you.
1. Your Consent. You agree that any of the Communications we provide to you, or that you sign or agree to at our request, may be in electronic form. We may also use electronic signatures and obtain them from you on any Communication.
We may always, in our sole discretion, provide you with any Communications on paper, even if you have authorized electronic delivery. Sometimes the law, or our agreement with you, requires you to give us a written notice. You must still provide these notices to us on paper, unless we tell you how to deliver the notice to us electronically.
2. How to Withdraw Consent. If you decide to withdraw consent before you complete the Transaction, you may do so by exiting the Transaction before you complete it and closing your browser window. You may also withdraw consent within the Signature Service by clicking the “Withdraw Consent” button shown under “More Options” on each page of the Signature Service. You may also withdraw consent by calling us at 1-877-762-8011. If you withdraw consent before the Transaction is complete you will be unable to proceed electronically. You may be required to restart the Transaction via paper, or you may be unable to complete the Transaction at all.
Your withdrawal of consent with respect to the Transaction does not affect either:
3. How to Update Your Contact Information. It is your responsibility to provide us with accurate and complete e-mail address and other contact information, and to maintain and update promptly any changes in this information. You can update your contact information at any time by calling us at 1-888-636-3535.
4. Hardware and Software Requirements. To receive electronic Communications, you must have access to:
You must also have an active email address.
By “Current Version,” we mean a version of the software that is currently being supported by its publisher. From time to time, we may offer services or features that require that your Internet browser be configured in a particular way, such as permitting the use of JavaScript or cookies. If we detect that your Internet browser is not properly configured, we will provide you with a notice and advice on how to update your configuration. We reserve the right to discontinue support of a Current Version of software if, in our sole opinion, it suffers from a security flaw or other flaw that makes it unsuitable for use with Online Banking.
If our hardware or software requirements change, and that change would create a material risk that you would not be able to access or retain electronic Communications, we will give you notice of the revised hardware or software requirements. You are reaffirming your consent if, after we provide you with you notice of the change, you continue to use the Signature Service or access any other online service we offer to you related to the Transaction.
5. Requesting Paper Copies. We will not send you a paper copy of electronic Communications from us, unless you request it or we decide to do so in our discretion. Electronic Communications we present to you will be accessible to you within the Signature Service for so long as we maintain the documents within the Signature Service and for so long as you are allowed access to the Signature Service for the Communications.You may obtain a paper copy of any electronic Communication we provide to you via the Signature Service by printing it yourself. You may also obtain a paper copy of any electronic Communication by requesting that we mail you a paper copy. Requests for paper copies must be made within a reasonable time after we first provided the electronic Communication to you. To request a paper copy, contact us by telephone at 1-888-636-3535. There is no charge associated with requesting a paper copy of a Communication we sent you electronically.
6. Retaining copies. We encourage you to print or download for your records a copy of all electronic Communications, as well as this ESIGN Consent disclosure and any other document that is important to you.
7. Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.
