Borrowing made for you

Simple loans that fit your needs and budget

  • Loans from $600 to $45,000*
  • More flexible credit requirements
  • Personalized lending support
Check your offers

Checking for offers will not impact your credit score.

*Maximum loan amount varies by state.

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From “hello” to funded in 3 steps

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Start your prequalification

Check your offers online in minutes without affecting your credit score. Quick, easy, and with no commitment.

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Review and customize loan

If prequalified, explore your personalized loan offers and choose the amount, term, and monthly payment that fits your needs.

03

Get your funds

Provide the required documents and if approved, receive your funds quickly and use your loan for whatever matters most.

Check your offers

Checking for offers will not impact your credit score.

From “hello” to funded in 3 steps

iphone
amountmagnifypayment
holdingheart
01

Start your prequalification

Check your offers online in minutes without affecting your credit score. Quick, easy, and with no commitment.

02

Review and customize loan

If prequalified, explore your personalized loan offers and choose the amount, term, and monthly payment that fits your needs.

03

Get your funds

Provide the required documents and if approved, receive your funds quickly and use your loan for whatever matters most.

Checking for offers will not impact your credit score.

Loans designed for your “what’s next”

Life doesn't wait, and neither should you. Whether you're streamlining your budget or tackling a big project, we have a solution ready.

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Get more with auto-secured loans

Need a larger loan for a major expense? Using your vehicle as collateral may help you access a higher loan amount.

  • Access loan amounts up to $45,000
  • Explore lower interest rate options
  • Potentially qualify with more flexible credit requirements
Learn more
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A more personal approach to borrowing

Simple borrowing experience

From prequalification to approval, we make borrowing transparent and convenient.

A broader financial view

We look beyond your credit score to understand your income, budget, and overall financial story.

Local branch support

Talk through your goals with a local specialist who can help identify solutions that fit your situation.

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Let’s talk in person!

Some financial decisions are better discussed face-to-face. Find your nearest Regional Finance branch.

Money matters, simplified

Straightforward advice on spending, saving, and everything in between.

Our company

For over 35 years, we've helped customers navigate life's financial moments with simple, accessible loans with personalized support.

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Helped over 2 million customers access loans

Simple, flexible lending solutions designed to help people move forward.

Over 350 branches across 20 states and still growing

Local branches across the country so help is never far away.

Trusted in communities nationwide

Highly rated by customers on Trustpilot and other platforms for our service and support.

Our values

What you can expect from us

People come first

We build relationships by listening first and putting your needs at the center of every decision, especially during times of financial stress.

Respect at every step

We believe everyone deserves access to financial opportunities, so we treat you with care, respect, and an open mind regardless of your credit history.

Keeping things simple

We keep the lending process straightforward, transparent, and easy to navigate from start to finish, so you always know what to expect at every step.

Support you can trust

With honest guidance and dependable service, we make borrowing feel less overwhelming so that you can move forward with confidence.

Careers

Build a rewarding career with a company that puts people first.

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News & Events

Explore the latest company updates, milestones, and stories.

Community Outreach

Discover how we're giving back to the communities we call home.

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Community outreach

Reaching out to our communities to make a difference

We strive to positively impact our communities by delivering financial support to deserving organizations, providing our team members with community service opportunities, and implementing business practices that contribute to environmental sustainability.

Proud to partner with:

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Raised over $400,000!

Upstate Heart Walk to benefit the American Heart Association

Regional Finance team members have participated in the Upstate Heart Walk to benefit The American Heart Association annually since 2020. We have raised over $400,000 for the organization to date.

Read more

Our recent community giving programs

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Upstate Warrior Solution Logo
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“The Regional Finance team’s ongoing support has been an invaluable asset to our organization. Thanks to their consistent contributions,we are closer to ending 
heart disease and stroke through our life-saving mission.”

Development Director, Greenville

American Heart Association

Find your next opportunity

At Regional, we offer a variety of roles where you can grow, develop new skills, and make a real impact in your community.

Sales and Lending

Guide customers through the lending process, offering support, education, and solutions tailored to their needs.

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Customer Support

Work with customers to find thoughtful solutions, maintain relationships, and help them stay on track financially.

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Corporate Roles

From HR and finance to operations and compliance, these teams help Regional Finance run smoothly and grow responsibly.

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See job openings

Invested in your success from day one

At Regional Finance, we believe great customer experiences begin with supported employees. That's why we invest in your learning, your growth, and your wellbeing throughout your career.

Benefits that support every stage of your career

We offer competitive salaries and benefits designed to support your health, financial wellbeing, work life balance, and future.*

Health insurance

Including prescription, dental, vision, disability, and life insurance

Personal holidays

In addition to standard company paid holidays, qualifying team members are eligible for 2 personal holidays a year

Additional health and wellness benefits

Such as financial services discounts, life assistance counseling, and mental health programs

Health Savings Account

Tax advantaged account used to save money for medical expenses and includes employer contributions

Paid parental leave

For qualifying team members

Stock and other incentive awards

For qualifying team members

401(k) plan

With matching contributions

Competitive pay

Aligned with industry standards

And much more

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*Benefits and offerings are subject to change.

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Your next career move starts here at Regional

Find the role that's right for you and start building a rewarding career with Regional Finance.

See job openings