Your loan check has arrived — cash it today!
Congratulations! Your loan check is in your hands.
All you have to do is sign it* and deposit or cash it at your bank, just like any other check. Once it’s deposited, the money is yours to use for whatever you need.
Need more than what your check provides?
You may qualify for loans up to $45,000
Check if you're prequalified with no impact to your credit score
We provide support from a local loan specialist every step of the way
*IL Residents: Please be sure to sign both the APR Disclosure notice and check endorsement line.
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Ready to get your money?
Review your loan terms
Take a quick look at the Promissory Note and disclosures on the back of your check. Keep them for your records.
Sign and deposit your check
Endorse the back of the check, make sure to fill in your phone number and email address, and deposit it at your bank or through your bank’s mobile app.
Use your money*
Once your bank processes the deposit, your funds are ready to use.
*Banks and third-party check cashing companies may charge a check cashing fee. Your bank may also place a temporary hold on deposited funds according to their policies.
Pay your way
Your first payment will be due one month after you cash your check. From there, you can choose the payment method and schedule that works best for you.
Make payments easier with autopay
Set up autopay online or in the mobile app, choose the payment schedule and budget that works for you, and let your payments happen automatically.
Frequently asked questions
Yes. This is a physical check that can be endorsed and deposited at your bank or through your bank’s mobile deposit feature, just like any other personal check.
The only information needed is what is requested on the back of the check:
- Your signature
- Driver’s license number or state ID number
- Home or cell phone number
- Work phone number (where applicable)
- Email address
- Marital status (Wisconsin only)
Your first payment will be due one month from the day you cash this check.
Just give us a call and we’ll help however we can.
No, but there are several ways you can make payments:
- AutoPay − Create a set schedule for your payments (weekly, bi-weekly, twice monthly, or monthly) and they will be automatically deducted from your bank account.
- Online Account Access − Make a payment, set up automatic payments, change your contact information, or check your balance.
- Electronic Bill Payments − Pay your bill electronically through your checking account or debit card.
We’re more than just a lender. We’re here for the long haul.
For over 35 years, Regional Finance has helped customers access funds with flexible options, convenient account management, and trusted local support. From check cashing to repayment, we’re here whenever you need us.
Copyright © 2026 Regional Management Corp. All Rights Reserved
Trusted by your neighbors
For over 35 years, millions of customers have trusted us to provide the simple, transparent, and straightforward financial support they deserve.
4.5 out of 5
Showing review 1 of 8
Maria was very helpful and…
Maria was very helpful and knowledgeable about the process and walked me through it. The best part was she is so people friendly that makes the experience very smooth. Thanks other staff also who was there don’t remember the names.
PK
Excelente
Excelente, everything good!
Hc
Staff was very professional and…
Staff was very professional and knowledgeable
SJ
Good costumer service and gave me good…
Good costumer service and gave me good financial support
SJ
The process was very easy and since I’m…
The process was very easy and since I’m a repeat customer who ended my contractual obligation ahead of schedule previously, the company was eager to do business with this great customer again and I was pleased. My only issue was my interest rate , that should have been a lot lower I felt . Thanks for your trust in me. Naaman
Reasonable
Customer service and reasonable payment.
They toke the time to help to…
They toke the time to help to understand every thing they were so nice. And didnt rush me thnk u so much.
Home improvement loan
Very easy process. Friendly loan specialists. Fast turn around which helped.
LF
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