You are not alone. We want all of our customers to receive clear and accurate information about our products and services. Check out our FAQ topics below.
Regional Finance provides secured personal loans for a variety of needs. We understand that you may need funds for unanticipated bills – whether for car repairs, medical/dental expenses or minor home repairs. Also, you may need a little extra help for holiday gifts, back-to-school supplies, new furniture, appliances, or a vacation!
At Regional Finance, we offer loans from $500 to $12,000 (these may vary slightly in some states).
No. Regional Finance will never require you to pay up-front costs or fees prior to receiving your loan proceeds. If you are ever asked to pay an up-front fee by someone claiming to be a Regional Finance employee you should contact us immediately at (844) 303-3980.
While every lending company’s loan approval time varies, at Regional Finance once you are prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!
It only takes 5 minutes to prequalify online. If you are prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!
Federal law requires us to obtain, verify, and record information that identifies each person who opens an account with us. Your assistance in providing us with this information helps us to not only process your application quickly, but also to protect you from the danger of identity theft.
Before we can complete your loan, Regional Finance will need you to provide the following documents:
Additional documents may be needed, depending on the loan for which you qualify
Seeing if you prequalify for a loan will not affect your credit score. Applying for a personal loan can affect your credit score, but typically only for a short period of time. Credit scores are determined using several factors.
Yes, we report once a month to Equifax and TransUnion. To receive your free credit report, go to www.annualcreditreport.com.
Each customer’s loan terms are decided on an individual basis, taking into account each customer’s unique situation and needs. Loan decisions are made based on a variety of factors, including credit history, income, and availability and value of collateral (if applicable).
Prequalification for personal loans lasts 30 days. That is why it’s important to make decisions regarding your personal loan quickly. If you have any questions, our team members are standing by and are happy to assist you during your loan approval process.
If you did not Prequalify online, you will receive a letter by email or mail explaining the reasons behind the decision.
Once you are prequalified, you can reach out to your local branch or your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!
You will receive a check at the branch during the loan closing. Prequalify now and you could receive your funds the same day your loan is approved and your documents are signed in the branch.
We need to evaluate your unique situation to determine if you qualify for more money. Contact your local branch.
We typically require collateral in the form of personal property (TVs, stereos, etc.) and/or a personal car or a truck. Property used as collateral must be insured against physical damage for the term of the loan. Please contact your closest local branch for more information regarding collateral.
Because the collateral is securing your loan, the collateral must be insured in case it needs to be replaced or repaired. If you have more questions about this topic, call your local branch.
Call or visit your local Regional Finance branch to notify the manager of the damage or loss. Your loan specialist will explain the next steps for your insurance claim process which depends on the type of collateral that was used to secure the loan.
Please contact us for clear and accurate information about our services.
We’re happy to provide answers and solutions for your concerns.
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You can prequalify for your personal loan online in just minutes by clicking prequalify now. Or, if you prefer, call or stop by your local branch to get the process started. Our loan specialists can answer any questions you may have such as what a personal loan is, understanding personal loan interest rates, and how to qualify for a personal loan. We’ll help you fill out an application for the type of loan that fits your needs.