Fast Personal Loans from Regional Finance

So many reasons. So many solutions.

From “Oh, no!” moments, like a dead furnace, to “Oh, yes!” moments like the chance to take a great vacation, a fast personal loan from Regional Finance will help you to fix or fly.

Prequalify Now
our solution
The personal loan advantage.

Get your money quick. The personal loan application process is simple and usually faster than a home equity or mortgage loan, so you can get the money you need sooner.


Loan payments are more stable than credit card payments. With a fast fixed rate personal loan, your monthly payment stays the same for the life of the loan, so you can easily plan your budget.

Fast Personal Loans that Fit Your Needs
Less than perfect credit? More reason to talk to us.

We specialize in helping hardworking people find a fast personal loan solution to get them back on track. There are no application fees and prequalifying will not affect your credit score, so feel free to talk to us. Call or stop by today.

Frequently Asked Questions

How long does it take to get a loan approved?

While every lending company’s loan approval time varies, at Regional Finance once you are prequalified, you can reach out to your local branch OR your local branch will call you within 24-48 hours. As soon as you bring the required documents to the branch and sign your loan documents – you can receive your check that day!

How do I qualify for a loan?

Qualifying for a loan with Regional Finance is easy. While no lending company can guarantee that you will qualify for a loan, the following tips can greatly help your chances in qualifying for a loan:

  • See if you prequalify online
    • Finding out if you prequalify for a personal loan is fast, easy, and will not affect your credit score. Prequalifying for a loan online takes just a few minutes and lets us know that you meet our basic loan criteria — and best of all, it is free! You can also come into your local Regional Finance branch where our loan specialists are happy to answer your questions and take an application.
  • Be prepared by bringing the following documents:
    • A copy of a valid, government-issued photo ID (e.g. driver’s license, state ID card, or passport)
    • Proof of residence (e.g. a utility bill or a signed lease)
    • Proof of income (e.g. recent pay stubs or tax returns)
  • Know your credit score
    • The higher your credit score is, the more likely you are to be approved for a personal loan. At Regional Finance, our lenders understand that not everyone has perfect credit, and our company specializes in helping hardworking people find a personal loan to get you moving in the right direction. There are no application fees and prequalifying for a personal loan will not affect your credit score, so feel free to talk to us.
  • Pay your bills on time and pay down your debt
    • Paying your bills on time helps build your credit score and shows to lenders that you are reliable when it comes to paying off your debts.
Does applying for a loan hurt your credit?

Seeing if you prequalify for a loan will not affect your credit score. Applying for a personal loan can affect your credit score, but typically only for a short period of time. Credit scores are determined using several factors.

What are the benefits of obtaining a personal loan?

There are many benefits that come from obtaining a personal loan. Personal loans can help you:

  • Afford new appliances for your home
  • Ease the burden of travel costs
  • Assist with car repair costs
  • Help you consolidate your debt into a single, lower monthly payment.

To learn more about the types of loans Regional Finance offers, visit our personal loan pages or contact us today to speak with a member of our team.

How can you use a personal loan?

Personal loans can be used for a multitude of things such as:

Personal loans can help ease financial burdens and provide the support you need. If you are looking for a specific type of personal loan not listed above, please contact us today and talk to one of our team members to learn how we can help get you the money you need.

Appliance Loans
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Furniture Loans
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Debt Consolidation Loans
Debt Consolidation
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Holiday Loans
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Vehicle Repair Loans
Auto Repair
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Travel Loans
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Personal loans for every need.
  • Pet Care Expense Loans

    Pet Care Expenses

  • Furniture Loans

    New Furniture

  • Travel Expense Loans

    Vacation Expenses

  • Funeral Expense Loans

    Funeral Expenses

  • Loans for New Appliances

    New Appliances

  • Loans for Holiday Expenses

    Holiday Expenses

  • Bills and Credit Card Debt Loans

    Bills & Credit Card Debt

  • Emergency Expenses Loan

    Emergency Expenses

  • Medical Expense Loans

    Medical Expenses

  • Home Repair Loans

    Home Repairs

  • Loans for Child Expenses

    Child Expenses

  • Wedding Expense Loans

    Wedding Expenses

With us, you don't need perfect credit to get a personal loan.

You can prequalify for your personal loan online in just minutes by clicking prequalify now. Or, if you prefer, call or stop by your local branch to get the process started. Our loan specialists can answer any questions you may have such as what a personal loan is, understanding personal loan interest rates, and how to qualify for a personal loan. We’ll help you fill out an application for the type of loan that fits your needs.